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Whilst has taken all reasonable care to ensure that the information contained within these pages is accurate and correct as at the date shown below, we do not accept any liability for any errors or omissions, or negligence committed by you. We reserve the right to add, amend or delete information from this site at any time. You are advised to contact us for verification should you wish to rely on any information. This site is for the use of private customers only who must be 18 years of age or over and permanent residents within the United Kingdom.

All the insurance products and services referred to in this website are arranged and administered by Heath Lambert Limited and Key Connect.

Any security products offered or referred to in this site are supplied by, a division of Uratemp Secretrarial Limited. There is no product or cash alternative to any security products offered on this site.

This site does not constitute any form of advice or recommendation.

Software Quality
We can give no warranty that this site and content are free from viruses or anything else that has contaminating or destructive properties.

As part of our service we will access other sites for information. We are not responsible for anything mentioned on or linked to these sites by any third party over which we have no control.

The contents of this website, including but not limited to the text and any graphics are the copyright of and Uratemp Secretarial Limited and may not be copied, distributed, uploaded, re-published, decompiled, disassembled or transmitted in any way without the prior written consent of or their related, affiliated and subsidiary companies. You may retrieve, display, print, copy or download any material on this site for your personal use only. You may not reproduce, modify or in any way commercially exploit any of the material contained on this site.

Governing Law
These conditions and your use of this website shall be governed by, and construed in accordance with English or Welsh Law. Any disputes arising from this site shall be dealt with by the English or Welsh courts. Under UK Law you have a free choice of Law, but in the absence of any further written agreement English or Welsh Law will apply.

Telephone Calls
Telephone calls may be monitored or recorded in order to comply with record keeping requirements, to ensure a consistent quality of service.


You should check carefully that the details, which you have entered prior to purchasing insurance or making a claim, are true, fair and not misleading. Inclusion of any incorrect details or omission of any relevant details may prejudice any claim. By applying for an insurance policy or making a claim, you accept sole responsibility for the accuracy of the information provided.

Availability of Site
If you experience any problems with this site please tell us. and Uratemp Secretarial Limited accept no ongoing obligation or responsibility in respect of errors, omissions or interruptions. There may be instances where, beyond our control, access to this web site may be interrupted or not available. We hope to keep this to a minimum. If you are unable to gain access to the system please "Contact Us".

Amendments to Terms
We reserve the right to amend these terms and conditions of use without prior agreement from you, provided any changes do not adversely affect your current arrangements or rights, in which case you will be contacted first. Reasons for change could be: regulatory, technology, industry, economic.



(c) 2004 is a trading name of Uratemp Secretarial Ltd whose registered address is Zeal House, 8 Deer Park Road, London, SW19 3GY and registered number 3535694.

Key Connect is the specialist personal lines division of Heath Lambert Limited (HLL). HLL is an independent intermediary and a member of the General Insurance Standards Council (GISC) dealing with a panel of leading Insurers. All the insurance products and services referred to in this website are arranged and administered by HLL and Key Connect whose registered address is Friary Court, 65 Crutched Friars, London EC3N 2NP and Registered Number: 1199129 (England and Wales).